Responsive Centered YouTube Video
Analysis of covid-19 mortality data in highly vaccinated regions reveals risks of ongoing virus circulation
  • Dr. Philip McMillan views covid-19 as a viral mediated autoimmune disease. • 0:06

  • Discussion on potential increase in mortality if the virus stopped circulating. • 1:43

  • Concerns about autoimmune responses and disease in low vaccination areas. • 2:02

  • Risk of reinfection in highly vaccinated regions with ongoing virus circulation. • 2:55

  • Challenges in addressing certain issues due to limitations in open discussion platforms. • 3:02

  • Focus on immune priming in highly vaccinated areas as a key population risk factor. • 3:19

Analysis of USA group term life insurance mortality data during the pandemic raises concerns about potential causes of deaths
  • Survey conducted by Society of Actuaries Research Institute on USA group term life insurance mortality results during pandemic. • 3:46

  • Report highlights the importance of understanding the caveats and purpose of the survey. • 4:02

  • Survey structured as a recurring monthly data collection process from US group term life insurers. • 4:19

  • Significant number of top US group term life insurers participated in the survey, providing representative data. • 5:36

  • Concerns raised about insurance companies bearing the financial burden of potential mistakes during the pandemic. • 6:24

Analysis of Covid-related deaths and payouts based on raw data from 2020-2021
  • Baseline data from 2017-2019 shows 304,000 total claims with one Covid death and $1.6 billion payout. • 7:47

  • In 2020, Covid cases increase to 40,000 with four deaths by April, peaking at 46,526 cases and 8,000 deaths in December. • 8:54

  • 2021 sees 50,621 cases and 59 deaths despite vaccine rollout, with Delta variant causing additional cases. • 9:29

Analysis of high death tolls despite vaccination coverage during the Omicron wave
  • High death tolls in 2021 and 2022 despite vaccination coverage. • 9:59

  • Unexpectedly high death tolls in 2022 during the Omicron wave. • 10:43

  • Continued high death tolls in 2022 and 2023, peaking at 42,000 deaths. • 11:48

  • Lowest death toll reached in June 2023 with 267 deaths. • 12:37

  • Insurance industry facing substantial payouts due to high death rates. • 12:56

Discussion on the impact of the circulating virus, immune system, and potential implications on the insurance industry
  • The circulating virus is a significant factor due to immune system issues. • 13:11

  • Concerns raised about achieving herd immunity and potential consequences. • 13:25

  • Challenges faced by the insurance industry and expected future impacts. • 13:46

  • Call for more open and data-driven discussions to address issues effectively. • 14:02

  • Warning about potential long-term consequences of autoimmunity and its management. • 14:26

  • Anticipation of increased insurance premiums and overall population impact. • 14:57

  • Hope for a return to normalcy through truthful dialogue and understanding. • 15:06